professional real estate services

Why Now Is the Smartest Time to BUY A HOME IN AMELIA ISLAND?

Click below to claim your free Buying a Home in Amelia Island Guide to maximize your budget and Book A Call to answer any questions you may have.

GET TO KNOW OUR LOCAL INSIDER

Angela Neal

Angela is passionate about helping neighbors & newcomers achieve their real estate goals—whether it’s finding the perfect home, selling with peace of mind, or investing in the community’s future. Her team has over a decade of deep local knowledge and a personalized marketing approach, she’s here to make the process smooth, honest, and rewarding!

Experienced real estate professional with Local Market Knowledge

Access to Comprehensive Property Listings

Personalized Guidance Based on Client Needs and Goals

Transparent Pricing and Fees, Including Commission Structure

Thorough Assistance Throughout the Buying or Selling Process

Responsive Communication and Support for Client Inquiries

Frequently Asked Questions

Do I need a 20% down payment to buy a home?

Not necessarily! While 20% is ideal to avoid private mortgage insurance (PMI), many loan programs allow for much less.

FHA loans: as low as 3.5% down

VA loans (for veterans): 0% down

Conventional loans: 3%–5% down for qualified buyers

As your agent, I can connect you with trusted lenders who will walk you through your best financing options based on your situation.

How do I know if now is the right time for me to buy?

It comes down to your personal readiness and financial comfort—but don’t wait solely for “perfect timing.”
If you:

Have stable income

Can afford the down payment and monthly payments

Want to stop renting or invest long-term

…then it’s worth having a conversation. I’ll guide you through a no-pressure consultation to see what’s realistic and smart for you right now.

What are the hidden costs of buying a home I should prepare for?

In addition to the purchase price, here are a few costs to be aware of:

Home inspection ($300–$500)

Appraisal (usually $400–$600)

Closing costs (typically 2%–5% of the purchase price)

Home insurance and property taxes

HOA fees (if applicable)

I make sure you’re informed at every step so there are no surprises and we stay within your budget.

Thinking about buying a new property?

Featured Houses

Go to ERA webpage to see the lists of properties that are actively on the market and ready for viewing. Whether you're looking for your next home, a vacation property, or an investment opportunity, these options offer a range of styles, locations, and price points.

If any of these catch your interest, I’d be happy to provide more details, arrange a private showing, or guide you through your next steps.

Let’s find the right one for you.

GO TO ERA WEBSITE

GENERAL INQuirY

List of Appartments and Houses in the United States

Listed millions of apartments and houses nationwide and connects renters and property managers. Hosting over 5 million rental units and sales as of today.

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Testimonials

"Well to our surprise and delight after viewing about six or seven homes we found the perfect one. It had EVERYTHING we both were looking for and more. Anyone reading this that is looking for a home truly, we would highly recommend Angela as a real HOME professional. She’s a good listener. And will hone end (no pun intended) to your needs. A big thanks to you, Angela from both of us in your expertise. You made it real easy for us."

— Bob M.

"Angela is the best! She was so helpful to us buying our first home. She knows the area like the back of her hand and is a pro. HIGHLY recommend her!!!"

— Jack and Aidan